The D90 isn't a point-and-shoot

It is an SLR, and to get the best out of that, you need to be ready to invest in lenses that will do the jobs you want (e.g. fast lens for action photos...). It is a
tool, after all. Best to get the right tool for the job that you want done

It doesn't matter how good a camera is if it doesn't do that.
If its point and shoot you're after, perhaps a bridge camera would be a better choice.